Patriot Trip – Travel insurance caters to the unforeseen circumstances due to which your trip could get canceled in the middle. This trip cancellation insurance reimburses the costs incurred for travel like reservations, personal baggage loss, emergency reunion, travel delays, repatriation of mortal remains in case of accidental death and emergency evacuation in addition to medical expenses incurred due to certain unavoidable exigencies including dental emergencies.
The patriot travel insurance coverage benefit helps you recover non-refundable payments and deposits or any un-utilized payments during the planned travel.
To be eligible for a travel health insurance policy that includes trip cancellation benefits, the destination trip should at least be 120 miles away from the place of start. The travel duration should not exceed 30 consecutive days. A minimum cost of $500 should be incurred by the traveler.
Once the completed application form is submitted by the traveler along with the necessary payment, the trip cancellation benefit becomes effective from midnight. The travel medical insurance policy becomes valid right from the date you depart for the travel.
The Patriot Trip – Travel insurance validity ends on the date on which the insured returns (earlier or as planned), or till the coverage period lasts as indicated in the trip cancellation insurance policy (whichever is earliest).
The Patriot Trip – Travel medical insurance plan offers full refund of charges if the travel insurance policy certificate is returned within 10 days of receipt and the insured has not departed for travel within these 10 days and no claims have been made so far under the purchased insurance plan.
The premium rates of this patriot trip cancellation insurance plan is calculated based on various factors like age of the individual and other members who are a part of the insurance plan and also cost of the planned trip
Pre-existing conditions clause that is mentioned in any travel insurance policy document is waived off in case the insured is less than 70 years old and the travel medical insurance policy are purchased within 14 days of booking the initial deposit to the travel agent. In addition, all the members who are part of the plan should be medically fit to travel on the date the Patriot Trip – Travel insurance is purchased.
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