American Limousine Sales » Health Insurance Plans – How To Find …
But when you find the right health insurance plan for you, both your health and your money will be protected. Health insurance pays for your medical expenses and can be provided with either government social insurance programs or with … read more…
Medical Insurance Plans | Acai Berry | Acai Fruit | Acai …
For older people, one of the important functions of life insurance is to provide the money to take care of any expenses incurred during the funeral and any. read more…
Medical Insurance Plans | Acai Berry | Acai Fruit | Acai …
For those who are considering retirement or already retired, their need for life insurance is different. Final expense life insurance seems more urgent and. read more…
From Google Blog Search
Never Settle For The First Health Insurance Quote You Can Afford…..RESEARCH!
With the high percentage of lost jobs, this past year, many are finding themselves shopping for around for the cheapest price on everything that they require. Medical insurance is no exception to this… read more…
Health Insurance For Individuals: Where To Buy
Where to buy the best health insurance for individuals plan? This question is frequently asked by most of the health insurance plan seekers.
We come across many people who wonder about the righ… read more…
The Importance Of Out Of Pocket Expenses When Comparing Medical Plans
If you are in a position of trying to obtain a replacement medical insurance plan, there are many options available, however, they are often extremely expensive. If your budget is a major consideratio… read more…
From GoArticles.com
Open Question: Health insurance denial for treatment and “self-funded” plan rules?
My doctor tried to get preauthorization for treating a medical condition of mine more than nine months ago. My insurance stubbornly denied it time after time after time. Between these ?time after time? periods, the requests were lost in the mail (if you believe that), papers were ?misplaced? by them, and there were delays because of practically every little thing. Eventually, my case went to an external review board that ruled in my favor, over-turning the plans denial; the insurance has to pay for my treatment now. This ruling in my favor came just last week, the same week that my coverage with this health plan ended as a result of my COBRA continuation coverage expiring. I believe my insurance should still have to pay for the treatment, because I would have had the treatments months ago, when I was covered, if it weren?t for the insurances negligence and incompetence.
Open Question: Car totaled. Insurance settlement pays loan but I am left with no money and no car.?
Another driver rear-ended me and pushed me into another car. My car is totaled (officially – the appraiser was here today). I will be hearing from the total loss dept of the at-fault party’s insurance company tomorrow.
I have GAP insurance so I know that I will come out even.
But I keep seeing this language on insurance sites about how insurance is supposed to return you to the state you were in prior to the incident.
Prior to the incident I had a car. Yes, I owed money on it, but I HAD a car.
Now, I will not owe money, but I will also not have a car.
Everything I see keeps telling me that I won’t get more than the value of the car as a settlement.
But how is it that I end up with no car and the other guy was able to drive away and probably just gets a hike in his premiums?
The police were called, report filed, guy admitted fault etc. There’s no dispute there.
I’m just completely screwed. I have no money for a down payment of any size, my job is too far for the bus or bike or walking, and if I can’t get to work…well, we all know how that goes. I have terrible credit (560) from when I had medical issues during college and all my finances got screwed up. I have a steady job etc but no one would lend to me without a cosigner and I don’t have one.
The only reason I got my other car was after being in some sort of credit program called AutoTrakk – I had to make weekly pymts and put a code in a little box. Then after a year, Toyota would finance me (at 20% of course). However, now, I don’t even have the $2000 down I need for that. And Toyota really doesn’t care about any of this of course. I would have to start all over again.
I had planned on my car lasting another 130,000 miles at least, Toyotas run forever. I never had any problems with it and kept well maintained. Now I’ve lost all of it because of some careless driver.
What am I going to do? I can’t afford a lawyer who will just take 1/2 of what I get anyways.
Hey thanks cowboy. I didn’t know all that already. I got a reliable car so I could get out of the cycle of buying cheap cars that need repair constantly. Until this guy hit me I had a good car.
Now I have nothing. I don’t want a free car. I don’t care if I still have to make pymts. But now I’m back where i was 3 years ago. Getting enough for a downpayment or to buy a comparable car would be just fine. I’m getting neither.
I know he didnt do it on purpose. But he did it. And I’m the one who is paying.
Open Question: Question about Health Insurance Out of Pocket Maximum?
We have a health insurance plan (Aetna) with in-network and out-of-network benefits. My husband had some medical expenses at an out of network facility (Mayo Clinic). Our OON Out of pocket maximum is supposed to be $5000 annually, with 50% coinsurance. However, Mayo keeps sending us statements showing we owe them around $10K after insurance!!!! In the mean time, we have been making payments towards that amount. I keep going back and forth between Aetna and Mayo and each one blames the other for the overage, yet neither will make a correction. It seems we are getting caught in the middle. Am I misunderstanding how out of pocket maximums work or are they both jerking me around?
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