AARP Sued Over Insurance Premiums Charged to Its Members
AARP Sued Over Insurance Premiums Charged to Its Members · Blue Cross Blue Shield HMO network update · Blue Cross Blue Shield of Illinois announces improved prescription mail-service pricing … read more…
Blue Cross Blue Shield HMO network update
WIN is working on a transition plan with FCI and will notify Blue Cross and Blue Shield of Illinois (BCBSIL) HMO members who are affected by this network change. Letters that include information on treatment options, … read more…
Daily Herald | Condell proceeds with major hospital expansion
Since then, Advocate Condell has rejoined Blue Cross HMO Illinois, Blue Advantage and Blue Cross PPO. Condell had been out of that network for more than a year, a move that affected tens of thousands of patients. … read more…
From Google Blog Search
Why Ppo Dental Insurance? – Is it suitable for you and your family?
Dental insurance is something that is great to have. You can use it to get basic services such as teeth cleanings for no out of pocket cost. This is nice because dentists usually recommend two teet… read more…
Top Tips For Buying Affordable Health Insurance
First things 1st, Protect yourself
Never, Never, Never let your health insurance lapse. If your new insurance doesn’t come through or your health conditions have changed you may not be eligibl… read more…
Counseling: How to Choose your Therapist-From Cary, Algonquin and Crystal Lake
Are you emotionally overwhelmed? Are you considering getting professional help from a counselor?
According to the National Institute of Mental Health, more than 25 million Americans need prof… read more…
From GoArticles.com
Resolved Question: Gastric bypass surgery?
Does anyone know if Blue Cross/Blue Shield HMO Illinois covers gastric bypass surgery
Resolved Question: I want to ask my HR dept what type fertility coverage my new job offers ?
I want to no what the hmo and ppo cover but im embarrest to ask.
How do i go about asking?
I live in Illinois and there must be some coverage
Resolved Question: Can I have two Health Insurance Policies from different states?
Before you answer, please read this thoroughly. I am a student and Illinois Resident. I have PPO health insurance in Illinois that I pay out of pocket for. $1000 deductible, 100% covered. I go to school in Florida and have employer insurance in FL (ever since Sept 2008), but it’s an HMO. The PPO my job offers has no deductible but is 80/20 coverage, so I opted the HMO.
For the average person, it would make no sense to have 2 policies, but I’m not ordinary. I have many pre-existing conditions (some I was born with), hence the Illinois coverage. In Dec of last year, before my FL insurance kicked in, I had a multitude of issues which caused me to have to use my BCBS of IL in Florida where I’m attending school. Many of those things are at bay now, but for doctor visits, exams, etc to arise other than routine check ups, should I start using my FL HMO insurance and just use my IL insurance for when I visit home during breaks? Or should I just drop my FL insurance altogether? The reason this is an issue is b/c I am afraid I my rates will go up or they drop me if I continue to use my insurance which was meant to be for IL, but I have been using it in another state. Yes they will cover b/c it’s PPO and it falls under the BCBS umbrella, but this is the risk I take.
I will NOT drop my Illinois insurance because I have pre-existing issues that is NOT covered by my FL insurance, so switching isn’t even on option. Plus they keep doing layoffs and my certainty at this job isn’t guaranteed. Furthermore, I keep reading about fraud, this is not my intent. I am just trying not to have my rates rise anymore b/c I am a student and not making much as it is. I am looking for the best coverage because good health care is my primary concern. I am NOT trying to file a double claim with both insurances, and I am NOT trying to collect any money out of this. Things happen like the flu, ER visits, and any other reason to visit the doctor when you are sick or injured.
I have a 2 week window during open enrollment to drop my coverage thru my job. I pay only $20 per paycheck for my FL HMO insurance. So the little amount really isn’t that much to fret over, but I need to know b/c I don’t want my IL insurance to go up or to be denied covereage b/c I have two policies out there. Someone please give me some guidance. 
I have called my insurance company on both ends, but I can’t get a straight answer from either. It’s always the “you need to contact the other company for the answer”. So I am running around in circles. I was even told to just find out after I use my FL insurance to see. I’m afraid to take the gamble.
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