Picking The Right Texas Health Insurance | Article Hound
Research information with HMOs (Health Maintenance Organizations) and PPOs (Preferred Provider Organizations). Their health care networks are different. HMOs are basically used for health care and medical services on the … read more…
4MYQ Custom Promotional Items » Blog Archive » Ways to Find the …
A HMO is a health maintenance organization plan that works with a specified group of doctors and hospitals within the network. A primary healthcare physician is selected and you must obtain referrals for care that cannot be provided by … read more…
Momentum Gathers for Truly Universal Health Care | Corporate …
My HMO is trying to push me into using a local surgeon with less experience, but I am following the advice of my urologist and going to a major metro teaching hospital for surgery by a nationally known doctor. … read more…
From Google Blog Search
Complexes Filled Senior Drug Plans
Medicare is a sort of Health Insurance Program inclined towards the people of 65 years and even older then that, disable people who are even under the age of 65, as well as those who are at the End-St… read more…
Why is Health Insurance so high?
Health Insurance prices are going through the roof. Just about every family is being affected by the outrageous prices. A multitude of things are causing these prices to rise. Bureaucratic red tape in… read more…
Looking for arizona health insurance ??
Although California is amongst the ten best economies of the world, that does not make every people belonging to California a rich man. More than any state of the nation, California has highest number… read more…
From GoArticles.com
Voting Question: I am confused about healthcare coverage!?
I just found out that to insure my family (me, my wife and my son) through my employers healthplan (Aetna – HMO), it would be over $1,000 a month. I always thought a group coverage through your employer is a lot less expensive than getting private insurance, yet I have been quoted by various other companies such as AIG, and Midwest & Megalife for a PPO plan for my whole family for about $250 a month.
There is no deductable (except for a $100 emergency visit), office visits costs, hospitalization coverage is about the same as my employers plan, yet the monthly premiums is so drastically different.
My question is – how the hell can this be?! I am a skeptic by nature – it seems too good to be true! Is there something that I am missing? Please enlighten me!
Resolved Question: Is my medical insurance good?
I used to have Pacific Care HMO from my employer. It was the usual. My payments were deducted from my weekly paychecks. And whenever I needed to go to the doctor, I would just make my appointment, show up, show my insurance card, and pay my $20 co-payment. The insurance would take care of the rest. Simple as that. Now we switched over to a new insurance called United Healthcare PPO. It has an HSA account which stands for Health savings account. They tell me that whenever my money is deducted from my paychecks for health insurance, it goes into my HSA account and that is my money that I have for health costs. They also gave me a debit card for that savings account to use to pay for medical expenses. So pretty much, if I get hurt within the first year of having this insurance, I’m screwed because I wouldn’t have enough to cover the costs. They tell me it’s really good but I don’t buy it. I think my employer went cheap on us. I don’t understand this system and I wish we stayed with the old one. Does anybody else have this insurance? Does anyone have any good information it. Any info would be helpful.
Resolved Question: Why can Gov. bailout “Big3″ when folks on medicare have to choose between food and medicine on their budget?
There are elderly people on Medicare and Social Security that have to choose between buying enough to eat or paying for the medications they need. These are folks that have worked all their lives,paid into the Social Security and Medicare funds all their lives,but can’t find a medicare – approved HMO or PPO they can afford.Even the meds are sometimes too much. If you only get,say,$700 a month,have a mortgage,utilities,phone,car and home insurance,NO credit cards,and don’t qualify for food stamps,and even on the best HMO,PPO,or “Advantage” plan but still have to pay $20 for generic or $60 for brand-name and have sometimes 6 to 12 meds they take, how much do you think they have left for food? The pharmaceutical companies will only help out on meds when Medicare and the supplements don’t have the meds on their formularies. Sometimes the premiums they pay for the supplement plans are more than they pay for car and home insurance combined! And the extra help is just barely more than m-care pays on it’s own. m-care doesn’t pay for dental, and just coughs up 10% on eyeglasses. Nothing for hearing aids even with the best supplements. These are folks who have worked (sometimes 30 – 60 years) and afford good coverage while children of some welfare moms who are disabled or born disabled because mom was a crackhead,can get not only SSI, but get medicaid on herself and her child (children) and qualify for $100 – $800 a month for food stamps and help with the utilities! I know that the kids need help and that falls under Soc. Sec, but, it would seem to me that if you get pregnant then you should at least try to support that child by working after the child is old enough to have a babysitter. And where’s Dad in all of this? Why does the gov allow some women to just keep on having kids so they can keep getting AFDC? I know that finding a job is hard, but the system even encourage them to get a good job by giving grants to go to school for higher education, help with child care while they attend school, and even allow them to work part time and not have their AFDC or SSI affected. They even get help for transportation to and from school and/or childcare! I know that everybody needs a chance to have at least a chance to not be homeless and starving, but I know of 2 couples (one is raising their grandchildren!) who have stopped buying a lot of heart, parkinson’s, rheumatism, depression and pulmonary medications and have stopped going to some of their doctors because they couldn’t afford the co pays on meds and doctor visits they need to be healthy. The couple who are raising their grandchildren do get a little help – the children get medicaid to help with meds & doctors, but no foodstamps or AFDC. The caseworker even told this couple who have been married over 50 yrs, that if they divorced and even stayed living in the same home, they could receive AFDC and foodstamp help! The gov is encouraging people to stay single so they can get gov assistance! Paying people to get divorced or not get married! It’s sad that we hear all about children who are starving but nothing about the elderly who are dying every day because they can’t afford enough food to eat or the meds they need to live! Each state runs their own AFDC and Medicare departments and it goes by how much taxes and state revenue they get that they can spend on these dept.s. Why do you think that New York state and Florida have the highest percentage of people over 60? It’s because they can afford to give AFDC and Medicare more $ in their budgets! Some elderly can’t afford to move to states that have higher budgets. And some can’t bear to move from where they’ve lived all their lives. Some have Altzheimer’s and would be extremely confused by a move from a place they are used to, to someplace totally different. The elderly have become the ” Throw-away ” generation. The were the ones who have paid more SS and M-care taxes in their lifetimes’ but get the least return! If the Gov had let them, put the taxes they paid into a high-yield savings account, they could afford their bills, dr., and food! But Big Gov wants to have it’s hand in everyones pocket! You can write your Senator, Congress(wo)men, the Pres, and anyone you want, but nothing gets changed. Why doesn’t Gov go to WalMart’s and pay $14 for a toilet seat instead of$500? I’d even offer to go buy the stuff for minimum wage if it meant my parents and/or grandparents got better healthcare! Young people – you better pay attention – someday you are going to be depending on your Social Security to pay your bills and Medicare to help out with your healthcare! It will probably be 10 times worse than it is now for all of you! Someone, I think it was sid before the Roman Empire fell, ” you can predict when a nation’s downfall will be by observing how they treat their children, elderly, and animals “. Well, I think the animals are a little ahead of the elderly in being taken care of. You can got prisom depending on how you’ve t
Tom Daschle: US Healthcare System Best in World a “Myth”
Posted by doiveo via Digg
after getting burned on dental healthcare costs this year, considering signing up for a Dental HMO in ’09.
Posted by kapilgupta via Twitter
Healthcare Partners HMO doc gave hubby a Rx for amoxicillin per phonecall; HAD NEVER EVER met hubby. i think this is WRONG!!!!!
Posted by janechin via Twitter
I am an individual. I have NO FAMILY. $5000 is half of what I pay.
Posted by geecheegirl via Twitter
If I have a right to live, then I have a right to healthcare
Posted by itblogger via FriendFeed
@johnculberson we also need universal healthcare: our kids can’t go to school, people can’t work, if they’re all sick! HMO costs are insane!
Posted by grace via Twitter
Great, I now join the 50 million other Americans without Healthcare because my parent’s HMO has decided I’m too old to be under their plan!
Posted by gorillasalsa via Twitter
You Are The Guest Show 74 – Evil HMO’s and Universal Healthcare
Posted by billgrady via You Are The Guest Podcast
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