Keeping COBRA insurance can mean navigating bureaucracy, apathy …
Wednesday, January 6, 2010. The Rosens’ case is an extreme example of something that’s happening frequently: Laid-off workers are struggling through a difficult maze to keep health insurance while insurers and former employers h… …  read more…

Health Insurance Over 50 And Under 65 « Health
The next option (if you currently have a job which provides health insurance) is COBRA or Consolidated Omnibus Budget Reconciliation Act. COBRA lets former employees and their dependents continue their employer’s group coverage for up …  read more…

Health Insurance For College Is Crucial | Car Insurance Quotes
There I was once again, without health insurance right along with all of my co-workers. This was a real problem for one of my co-workers in particular because his wife was pregnant. For a few hundred dollars a month he could buy COBRA …  read more…

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Protecting The Bottom Line With Health Insurance
My mom lost her job when I was a senior in high school, and she started working from home. From that day on, we never had health insurance again as a family. When I started college, I found out that I…  read more…

Health Coverage Keeps Hospital Bills Down
I am a bankruptcy lawyer in Florida and every week I meet people who want to start over with their lives and get rid of overwhelming debt. Sometimes the debt is their own fault because they misuse cre…  read more…

Alternatives for Short-Term Medical Insurance if You Are Without Coverage
If you are without health coverage for whatever reason – because you are unemployed for example, or newly-graduated and looking for work – short-term medical insurance is the ideal solution for you to…  read more…

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Another COBRA extension helps with health insurance (USA Today)
Thanks to some last-minute maneuvering by Congress, thousands of jobless workers will continue to receive affordable health insurance in 2010.  read more…

Another COBRA extension helps with health insurance (The Arizona Republic)
A defense spending bill signed into law Dec. 19 expands a subsidy for unemployed workers who want to continue their former employer’s health insurance coverage.  read more…

Keeping COBRA insurance can mean navigating bureaucracy, apathy (The Tennessean)
MIAMI – Stan Rosen of Miramar lost his job, his wife was six months pregnant and he faced an operation – but he felt he could manage because he had COBRA health insurance.  read more…

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Resolved Question: Health insurance denial for treatment and “self-funded” plan rules?
My doctor tried to get preauthorization for treating a medical condition of mine more than nine months ago. My insurance stubbornly denied it time after time after time. Between these ?time after time? periods, the requests were lost in the mail (if you believe that), papers were ?misplaced? by them, and there were delays because of practically every little thing. Eventually, my case went to an external review board that ruled in my favor, over-turning the plans denial; the insurance has to pay for my treatment now. This ruling in my favor came just last week, the same week that my coverage with this health plan ended as a result of my COBRA continuation coverage expiring. I believe my insurance should still have to pay for the treatment, because I would have had the treatments months ago, when I was covered, if it weren?t for the insurances negligence and incompetence.

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Open Question: Will COBRA cover post-surgery visits costs (physical therapy and doctor visits) in between jobs?
I had surgery while employed and their is a 30 day gap of current coverage and new job coverage. I have a follow up doctor visit once a month and about 6 more weeks of physical therapy. Will COBRA cover those visits in that month? Also, COBRA coverage may be expensive because i have a PPO now, will a private health insurance company cover me or accept my application?

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Open Question: What do self employed people do when they get injured on the job?
My father is a general contractor and has his own small business. He was recently at a job, slipped on some ice in the driveway, and broke his ankle. He’s now out of work for 6 to 8 weeks. I know that when one of his crew members got injured, they filed a claim with workman’s comp.

Our health insurance (Cobra) is covering the cost of surgery and everything else medical, but I want to know if he’s going to be able to get unemployment or disability or anything while he’s unable to work.

If it’s relevant we live in Idaho and my mother was recently laid off.

  read more…

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