The Atlas America insurance plan is a popular choice for non US residents and corporate travelers who seek medical insurance coverage during their overseas trip for study, business or leisure purposes.
This popular short term tourist medical insurance plan is available for duration as short as 5 days to a maximum period of 1 year. This tourist insurance plan covers senior citizens with varying policy maximums depending on their age as well as dependent children who are more than 14 days old.
The Atlas insurance plan provides coverage for certain pregnancy complications that may arise during the first 26 weeks duration of gestation. The other beneficial health care coverage include in-patient and out-patient admission, doctor consultation, prescription drugs, surgeries, diagnostic tests and emergency medical evacuation and repatriation until the expenses reach the maximum policy limit.
In addition, terrorism coverage, natural disaster benefit, accidental death and dismemberment benefits are also included as a part of the coverage benefits. This insurance plan also covers for lost baggage and trip interruption. Overseas travelers can buy hazardous sports rider policy to cover for any adventure sports planned during the trip.
The insured becomes eligible for a 15 days optional coverage in the homeland for purchasing three months continuous coverage under this tourist medical insurance plan. Expenses incurred in the case of any illness or injuries during temporary visits to the homeland would be covered under this benefit.
This follows that if the Atlas America tourist medical insurance plan is purchased for continuous 6 month duration, the insured is eligible for a 60 day optional coverage once he returns to the home country.
In addition, if any treatment is required for an illness or an injury during the travel abroad, the insured would be entitled for coverage of 180 days. The coverage period begins on the day of treatment or diagnosis of the health problem either abroad or in the homeland.
The Atlas America tourist medical insurance plan can be renewed online before the policy expires with a renewal fee of $5. After 12 months of continuous coverage, a new tourist insurance plan has to be purchased. The individual is eligible for 100% reimbursement if a written request is submitted before the effective start date of the tourist insurance plan.
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